top of page


The Settlement Statement — Line by Line on a 2-4 Unit
The agreed price is rarely what you walk away with. The settlement statement is where the price becomes your actual net — payoffs, prorations, transfer tax, and credits. Here's the seller's side, line by line.
Ed Lane
Jun 94 min read


What an Appraisal Really Does (and Doesn't Do)
When a buyer uses financing, an appraisal stands between the agreed price and the loan. Here's what an appraisal actually measures on a 2-4 unit, what it can't capture, and when a low number is worth challenging.
Ed Lane
Jun 94 min read


When a Tenant Asks to Buy the Property — What to Do
A tenant who wants to buy can be the simplest sale of all — no showings, no vacancy, a buyer who already knows the property. But it can also stall for months. Here's how to handle the conversation, the pricing, and the financing reality.
Ed Lane
Jun 93 min read


What "As-Is" Actually Means When Selling a Rental in Pennsylvania
“As-is” is one of the most misunderstood phrases in a private rental sale. It does NOT erase PA's Seller Property Disclosure obligation, and it isn't a closing-speed promise. Here's what it actually covers — and what to listen for when a buyer leans on it as their whole pitch.
Ed Lane
May 74 min read


Selling a Rental Property Without a Realtor — The Real Tradeoff
Selling without a Realtor saves 5-6% on commission. It also changes who sees the listing. Here's when direct makes sense and when listing is still the better move.
Ed Lane
Apr 224 min read


Can You Sell a Rental Property With a Mortgage Still on It? (Yes — Here's How)
A surprising number of landlords think they need to pay off the mortgage before they can sell. They don't. Here's how the payoff actually works at closing.
Ed Lane
Apr 223 min read


Closing Timeline on a York County Rental Sale — What to Expect
A direct-to-buyer 2-4 unit rental sale in York County typically closes in about 6 weeks — 3 weeks for lender underwriting plus 3 weeks for the settlement company. Here's how each phase actually runs, and what extends or shortens it.
Ed Lane
Apr 144 min read


Selling a 2-4 Unit Rental in Dover, PA — A Local Buyer's Perspective
Dover, PA is a small borough in York County, about 10 miles northwest of York City. Its 2-4 unit rental market has its own character — different from York City, Hanover, or the South Central PA suburbs. For Dover landlords thinking about selling, here's what the market and the process actually look like.
Ed Lane
Mar 105 min read
bottom of page
